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Basics of Insurance

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Basics of Insurance



Insurance gives financial protection against a loss arising out of happening of an uncertain event. A person can avail this protection by paying premium to an insurance company.

Why people opt for Insurance?

We all know that in a human life, there are a lot of uncertainties. People opt for insurance purely for the reasons of uncertainties of life. Insurance allows the insured person to have a peace of mind as he is insured and assured to make of for his loss in case of an uncertain circumstance.

What are the kinds of Insurance available?

Life Insurance, Fire Insurance, Marine Insurance, Motor Vehicle Insurance

How does insurance work?

The concept behind insurance is that a group of people exposed to similar risk come together and make contributions towards formation of a pool of funds. In case a person actually suffers a loss on account of such risk, he is compensated out of the same pool of funds. Contribution to the pool is made by a group of people sharing common risks and collected by the insurance companies in the form of premiums.
This article is brought to you by ,

PRATHAMESH MAHADIK.
I will be happy to answer any questions on the below topic(s)
Life Insurance,Financial Planner.
Get in touch with me by
comment or call on my number
:-8286969980

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HINDI :-

बीमा की मूल बातें


अनिश्चित घटना के होने से होने वाले नुकसान के खिलाफ बीमा वित्तीय सुरक्षा देता है।
 एक व्यक्ति बीमा कंपनी को प्रीमियम का भुगतान करके इस सुरक्षा का लाभ उठा सकता है।

लोग बीमा का विकल्प क्यों चुनते हैं?

हम सभी जानते हैं कि मानव जीवन में, बहुत सारी अनिश्चितताएँ हैं। लोग जीवन की अनिश्चितताओं के कारणों के लिए विशुद्ध रूप से बीमा का विकल्प चुनते हैं। बीमाधारक बीमा धारक को मानसिक शांति की अनुमति देता है क्योंकि वह बीमाकृत है और अनिश्चित परिस्थिति की स्थिति में अपने नुकसान के लिए आश्वस्त करता है।

बीमा के प्रकार क्या उपलब्ध हैं?

जीवन बीमा, अग्नि बीमा, समुद्री बीमा, मोटर वाहन बीमा.

बीमा कैसे काम करता है?
बीमा के पीछे अवधारणा यह है कि समान जोखिम वाले लोगों का एक समूह एक साथ आता है और धन के पूल के निर्माण में योगदान देता है। यदि कोई व्यक्ति वास्तव में इस तरह के जोखिम के कारण नुकसान उठाता है, तो उसे धन के एक ही पूल से बाहर कर दिया जाता है। पूल में योगदान सामान्य जोखिम साझा करने वाले लोगों के एक समूह द्वारा किया जाता है और प्रीमियम के रूप में बीमा कंपनियों द्वारा एकत्र किया जाता है।
यह लेख आपके लिए लाया है,
PRATHAMESH MAHADIK.

मुझे नीचे दिए गए विषय पर किसी भी प्रश्न का उत्तर देने में खुशी होगी
जीवन बीमा, वित्तीय नियोजक।
मेरे साथ संपर्क में रहें
मेरे नंबर पर टिप्पणी करें या कॉल करें
: -+८२८६९६९९८०

Comments

  1. AnonymousMay 3, 2020 at 4:29 AM

    The best life insurance policy is the one that offers the coverage, most of the people need, at the cheapest cost. After you know how long your policy should last and how big the benefit should be, you would definitely try to go for the best ones!! HDFC LIFE is one such example.
    Very nice Service n Thank u Sir!!

    ReplyDelete

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