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  HDFC Life and HDFC Ergo have teamed up to launch a combined product ‘Click 2 Protect Corona Kavach’ to provide comprehensive financial protection in today’s pandemic environment, with Click 2 Protect 3D Plus (C2P3D Plus) from HDFC Life and Corona Kavach from HDFC Ergo. C2P3D Plus from HDFC Life is one of the most flexible and customizable term plans on the market. HDFC Ergo’s Corona Kavach is a health compensation policy that was launched earlier this year to provide coverage against medical costs incurred due to hospitalization of people seeking treatment for COVID-19, upon diagnosis positive for the virus, at a government-authorized diagnostic center. The policy will provide all the benefits and functionality of Click 2 Protect 3D Plus and Corona Kavach. A person can choose from the available options provided by Click 2 Protect 3D Plus from HDFC Life, including a premium waiver for accidental total permanent disability or upon diagnosis of critical illness and may also qualify...

HDFC Life launches rider for cancer, accidental death and disability. All you need to know HDFC Life Insurance  has recently launched a rider called Protect Plus which provides protection against cancer, accidental death, and disabilities. A rider is an add-on cover to the base policy that provides additional benefits. Life insurance companies offer a range of optional riders that you can buy at an additional premium to suit your needs. Usually, one needs to choose the rider at the time of buying the policy. There are a host of riders that life insurance companies offer. The most popular ones are accidental death and permanent disability riders. What does Protect Plus offer? There are three parts to it: The  Cancer Cover  pays 25% of the rider sum assured on diagnosis of early stage cancer or Carcinoma-in-situ (CIS). In case, the customer is diagnosed with major stage cancer 100% of the rider sum assured is paid out (less any payout made for early stage cance...

While hygiene remains the prerequisite towards leading a healthy life, it is not enough in itself. To be able to withstand the uncertainties 0f life, you need to build stronger immunity. It stands true for your physical and financial well-being.  When it comes to building immunity for health, you can consider the following steps:  Get vaccinated: Vaccines help build immunity by mimicking the disease in some ways. You should ensure that your child gets all the vaccines prescribed by your doctor. Additionally, you should get vaccinated for specific diseases before travelling to an area that is more susceptible to a given disease. Exercise regularly  Experts advise that you should exercise for at least 30 minutes each day. If, for any reason, you are not able to take out 30 minutes at a stretch – try to exercise for 10 minutes in three separate chunks through the day.  Follow a proper sleep schedule: Practice getting good ...

Life throws us surprises now and then and they might not always be pleasant. Parenting a child is one of the most joyous experiences of one's life. The past couple of months have been difficult as you and your family must be facing health and financial challenges. A key learning from this phase is that adequate financial planning equips you to deal with uncertainties and helps in securing the future of your child.  Here are few steps which can help you immunize the future of your little one - Open a bank account Opening a bank account is the primary step to commencing financial planning for your child. A bank account is an excellent way of ensuring liquid cash during emergencies. Open fixed and recurring deposits. Fixed and recurring deposits help in inculcating a disciplined approach to building wealth. It is a good option for those with a limited appetite for risk and ensures consistent returns even during uncertain times. Plan towa...

How can you achieve a near-perfect immune system? You want your life to be immune to health and financial misfortunes, especially when you have just got married and are starting a new life with dreams of togetherness. You already know that your lifestyle choices define your future. But the fact is that unexpected events make you realize the importance of being healthy and financially wise. Uncertainties in life could be related to jobs, health of family members, or the economy in general. But instead of going through this turbulence with eyes shut, try to see what good you can extract from such difficult situations.  Incorporate the following financial changes to fight challenging times:                Financial goal setting. Goal-based investing involves planning for the future and re-evaluating dreams. There after, you assign time frames and amounts to each goal.             ...

Dear Readers, In the current scenario, it is necessary for us to stay secure by keeping ourselves healthy, both physically and financially. For your convenience, be have curated a few useful tips to help you get upper-hand, during these challenging times. The 20s are an exciting time in one’s life. Everything seems possible. One looks forward to enjoying a variety of experiences. However, there could be uncertainties related to health or finances just around the corner. One can deal with these uncertainties by being prepared for them. Let us check out how one can achieve immunity for the protection of health and finances.  Here is how you can attain financial immunity in your 20s   At this point of time in life, you are likely to be at the peak of your health and can work towards maintaining it by making prudent lifestyle choices.                      Eating healthy Your food habits define you to a ...

https://www.facebook.com/speed61946/ Basics of Insurance I nsurance gives financial protection against a loss arising out of happening of an uncertain event. A person can avail this protection by paying premium to an insurance company. Why people opt for Insurance? We all know that in a human life, there are a lot of uncertainties. People opt for insurance purely for the reasons of uncertainties of life. Insurance allows the insured person to have a peace of mind as he is insured and assured to make of for his lo ss in case of an uncertain circumstance. What are the kinds of Insurance available? Life Insurance, Fire Insurance, Marine Insurance, Motor Vehicle Insurance How does insurance work? T he concept behind insurance is that a group of people exposed to similar risk come together and make contributions towards formation of a pool of funds. In case a person actually suffers a loss on account of such risk, he is compensated out of the same pool of funds. Co...