HDFC Life launches rider for cancer, accidental death and disability. All you need to know HDFC Life Insurance has recently launched a rider called Protect Plus which provides protection against cancer, accidental death, and disabilities. A rider is an add-on cover to the base policy that provides additional benefits. Life insurance companies offer a range of optional riders that you can buy at an additional premium to suit your needs. Usually, one needs to choose the rider at the time of buying the policy. There are a host of riders that life insurance companies offer. The most popular ones are accidental death and permanent disability riders. What does Protect Plus offer? There are three parts to it: The Cancer Cover pays 25% of the rider sum assured on diagnosis of early stage cancer or Carcinoma-in-situ (CIS). In case, the customer is diagnosed with major stage cancer 100% of the rider sum assured is paid out (less any payout made for early stage cance...